What we do

We provide our clients with an alternative digital banking platform that can transform the way they transact for themselves or on behalf of clients. Uniquely, all of our services can be accessed via one platform, using one log in, whether clients want to make cross border payments, manage currencies or run an international payroll.

Our key services

API Integration

We recognise that a digital banking solution needs to integrate seamlessly with our clients’ inhouse systems. Our market leading platform is supported with a toolkit of account management APIs.

EWG has a full suite of APIs that form the essential building blocks of our cross-border payment engine. For businesses using a core platform, the opportunity exists to select and integrate the components you wish to use in order to create a custom solution.

Regardless of how clients choose to integrate the platform, the system will provide automatic notification when transactions complete, giving users up to the minute information on their accounts. The platform can also generate reports that can be tailored to reflect the style of reports already produced inhouse.

Alternative banking

As the sectors we serve have changed, grown and developed, so has the banking sector. That’s why we exist. We are The Alternative.

All of our clients will have held relationships with traditional ‘bricks and mortar’ banks. Now there is an alternative.

By providing an alternative digital banking solution, we have the ability to be nimble and agile. While following robust KYC and compliance protocols, we can open an account in 24 hours, deliver cross border, bulk and dividend payments and crew payroll while also providing a sophisticated currency management solution. EWG is a full member of SWIFT, enabling clients to make quick, accurate and secure money transfers to banks across the world in any currency. EWG can also deploy unique, single multi-currency IBAN’s for each client.

Digital banking isn’t traditional banking. It’s alternative banking.

Multi-currency accounts

Our clients want the ability to open bank accounts for their own business or on behalf of clients, in a matter of hours, not days, week or months. That’s why we have simplified this process and our clients can do exactly that.

By adopting our digital banking technology our clients have access to fast, reliable and secure multi-currency accounts. There is no ‘one currency’ account available at EWG, we know our clients need instant access to the flexibility to make cross border payments, quickly and easily, with competitive fees.

Our accounts are not the same as a traditional bank account. Clients can use an EWG account for so much more. Pre-purchasing currency at fixed rates, move funds between EWG accounts in differing currencies, generate automatic transaction notifications and produce up to the minute account reports.

International payments

When managing the accounts of multiple clients, transacting across many jurisdictions in numerous currencies, we know our clients need peace of mind that there won’t be any hold ups and that requested transactions will complete as scheduled. We have built in the ability to deliver payments internationally, quickly, reliably and securely.

We have created two types of payment, giving clients the choice of which to use, depending on the circumstances; Regular and Priority.

Regular payments are low-cost payments that can be made to 28+ countries around the world. Using our network of trusted banking partners, Regular payments are ideal for low-value transactions where time is on your side.

Priority payments let you send money anywhere, fast. You can make a payment to over 212+ countries and 95% will arrive within 24 hours or less.

And because we know how important it is to track transactions, clients receive an automatic notification every time a payment is made.

Currency management

At EWG we know that our clients need to make significant numbers of large and small value cross border transactions, in varying currencies.  That’s why we have developed a solution that enables clients to undertake proactive currency management.

EWG is not simply an alternative digital banking solution, we also provide our clients with a sophisticated currency management system which limits exposure to the foreign exchange fluctuations that clients making large or frequent cross border transactions may face.

A key element of our solution is enabling clients to pre purchase currency at an agreed exchange rate, completing the transaction at a later date. This guarantees favourable rates, but does not impact cash flow, as the transaction can complete when funds are available.

Crew payments and divident distribution

We work closely with businesses that manage payroll for employees who are based across the globe, many of which are aircraft, cruise liner and yacht crew. We specialise in managing bulk and cross border payments, delivering these via our intuitive digital banking platform. Users of the platform can manage multiple accounts with one log in, creating time savings when processing payments from multiple bank accounts on the same day for international payroll. Key benefits of partnering with EWG to deliver international payroll:

Our easy to use platform allows for a fantastic range of functionality adding value for clients and helping teams work more efficiently. Functions include:

Our key services

We recognise that a digital banking solution needs to integrate seamlessly with our clients’ inhouse systems. Our market leading platform is supported with a toolkit of account management APIs.

EWG has a full suite of APIs that form the essential building blocks of our cross-border payment engine. For businesses using a core platform, the opportunity exists to select and integrate the components you wish to use in order to create a custom solution.

Regardless of how clients choose to integrate the platform, the system will provide automatic notification when transactions complete, giving users up to the minute information on their accounts. The platform can also generate reports that can be tailored to reflect the style of reports already produced inhouse.

As the sectors we serve have changed, grown and developed, so has the banking sector. That’s why we exist. We are The Alternative.

All of our clients will have held relationships with traditional ‘bricks and mortar’ banks. Now there is an alternative.

By providing an alternative digital banking solution, we have the ability to be nimble and agile. While following robust KYC and compliance protocols, we can open an account in 24 hours, deliver cross border, bulk and dividend payments and crew payroll while also providing a sophisticated currency management solution. EWG is a full member of SWIFT, enabling clients to make quick, accurate and secure money transfers to banks across the world in any currency. EWG can also deploy unique, single multi-currency IBAN’s for each client.

Digital banking isn’t traditional banking. It’s alternative banking.

Our clients want the ability to open bank accounts for their own business or on behalf of clients, in a matter of hours, not days, week or months. That’s why we have simplified this process and our clients can do exactly that.

By adopting our digital banking technology our clients have access to fast, reliable and secure multi-currency accounts. There is no ‘one currency’ account available at EWG, we know our clients need instant access to the flexibility to make cross border payments, quickly and easily, with competitive fees.

Our accounts are not the same as a traditional bank account. Clients can use an EWG account for so much more. Pre-purchasing currency at fixed rates, move funds between EWG accounts in differing currencies, generate automatic transaction notifications and produce up to the minute account reports.

When managing the accounts of multiple clients, transacting across many jurisdictions in numerous currencies, we know our clients need peace of mind that there won’t be any hold ups and that requested transactions will complete as scheduled. We have built in the ability to deliver payments internationally, quickly, reliably and securely.

We have created two types of payment, giving clients the choice of which to use, depending on the circumstances; Regular and Priority.

Regular payments are low-cost payments that can be made to 28+ countries around the world. Using our network of trusted banking partners, Regular payments are ideal for low-value transactions where time is on your side.

Priority payments let you send money anywhere, fast. You can make a payment to over 212+ countries and 95% will arrive within 24 hours or less.

And because we know how important it is to track transactions, clients receive an automatic notification every time a payment is made.

At EWG we know that our clients need to make significant numbers of large and small value cross border transactions, in varying currencies.  That’s why we have developed a solution that enables clients to undertake proactive currency management.

EWG is not simply an alternative digital banking solution, we also provide our clients with a sophisticated currency management system which limits exposure to the foreign exchange fluctuations that clients making large or frequent cross border transactions may face.

A key element of our solution is enabling clients to pre purchase currency at an agreed exchange rate, completing the transaction at a later date. This guarantees favourable rates, but does not impact cash flow, as the transaction can complete when funds are available.

We work closely with businesses that manage payroll for employees who are based across the globe, many of which are aircraft, cruise liner and yacht crew. We specialise in managing bulk and cross border payments, delivering these via our intuitive digital banking platform. Users of the platform can manage multiple accounts with one log in, creating time savings when processing payments from multiple bank accounts on the same day for international payroll. Key benefits of partnering with EWG to deliver international payroll:

  • Option of a multi-currency account for each individual crew or one account for the fleet with their own unique ‘own named’ single multi-currency IBAN
  • Deliver and receive funds in up to 38 currencies with payment type options relative to the currency
  • We use payment authorisation controls and control of SWIFT payment tier - SHA, OUR, and tier levels, avoiding correspondent charge deduction where possible

Our easy to use platform allows for a fantastic range of functionality adding value for clients and helping teams work more efficiently. Functions include:

  • Future dated payments
  • View-only access to third Parties (if required)
  • Bulk load & validation function (import data): for loading beneficiaries' payments
  • Instant currency management
  • Instant transaction push notifications
  • Instant download/import of account data to host systems
    Clients have embraced our
   API, integrating to their own
  systems, streamlining
 processes and their own user experience.
Leigh Martin. Director